I am wanting to create text that looks like the following image:
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There are lots of sites on the internet that offer tutorials on this. Beveled Text, Embossed Text, Watermarking (same concept just alpha transparency raised)...
These are just random Google/Bing searches:
But expect this to get migrated as advised in the comments
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if you want a simple way to do so and give it a little extra feel like this image:
You can find the 6-step tutorial here: http://www.luukratief-design.nl/psd-files/creating-text-pressed-in-a-background/