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How do I create a text with a grid overlay as shown in this image? enter image description here

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  1. Create a new layer above your text layer.
  2. Place your grid element on this new layer.
  3. Create a clipping mask with the layer that has your grid element.(In Photoshop, you right click on the layer and select "Create Clipping Mask")
  4. Re-position your grid element so it is on top of your text!

You can find more information on this technique by searching for how to create a clipping mask or masks in your graphic application of choice.

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    And in GIMP, step 3 is to create a layer mask - from the text layer's alpa channel, for example. – Michael Schumacher Nov 17 '16 at 7:00

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