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I've realized that simple textures like the one used on this site:
..add a lot to the look of a page. How are they made though? I'm not very experienced in Photoshop, but I can't imagine what tool would be used to make the random specs across the pattern.
The top part, which contains the darker blue stripes, was most likely made using a background color and a pattern overlay (a part that repeats itself along the image, making it look like it was put together nicely).
I couldn't hardly notice the specs you mentioned, but it's quite easy to add "noise" in Photoshop using the noise filter. It does exactly what you would expect it to.
There could also be a little shadow effect for the top part, adding some depth to it.
